Business Funding · Credit Repair

Up to $150K in 0% intro-APR business funding

Built on the strength of your personal credit — not your revenue, not your tax returns. No upfront fees: we only get paid when you get funded.

  • No revenue requirements
  • Typically funded in 2–4 weeks
  • Nationwide

Two services. One goal: approvals.

Flagship

Business Funding

We sequence applications across the right banks, in the right order, with your profile positioned before each one — so you access $30K–$150K in 0% intro-APR business credit instead of draining savings or taking a merchant cash advance at 30%+.

  • Approvals lean on personal credit strength and application sequence — revenue not required
  • New LLCs accepted
  • Typical timeline: 2–4 weeks from start to funding
  • No upfront fee — we're paid only after your funding lands
Check Your Profile

The path there

Credit Repair

If your profile isn't approval-ready yet, we dispute the inaccurate, unverifiable, outdated, and disputable items on your report — and build the profile up while the cleanup runs — so approvals become realistic.

  • Many item types typically resolve in 14–30 days
  • Profile building alongside disputes (accounts, age, limits)
  • Clear timelines set from what's actually on your report
  • Graduates straight into the funding program
Learn More

How it works

  1. 1

    Qualify in 2 minutes

    Answer eight questions about your credit profile. No pull, no SSN — just honest self-reported numbers.

  2. 2

    Free strategy call

    We review your profile together and map your realistic funding range — or the fastest route to get you fundable.

  3. 3

    Optimize & sequence

    Utilization, inquiries, and profile positioning get handled, then applications go out to the right banks in the right order.

  4. 4

    Funding lands

    Typically 2–4 weeks from signing to funding verified. Our fee applies only to funding you actually receive.

See what you qualify for

Eight quick questions. No credit pull, nothing stored — you get an instant read and the right next step.

Credit repair, done for approvals — not for show

Credit repair isn't magic, and anyone promising you a specific score or "everything deleted" is selling you a story. What actually works is process: finding what doesn't belong on your report, challenging what can't be verified, and building the profile up while the cleanup is happening.

The moment you need funding, a house, a car, or an approval is the worst moment to start fixing your credit. The best time is before the opportunity shows up.

Book a Free Credit Consultation

Typical timelines by item

Collections, charge-offs, lates on closed accounts14–30 days
Bankruptcies1–3 months
Charge-offs with re-insertion risk2–5 months
Late payments on open accounts2–8 months

Windows are typical, not promises — results depend on what's actually on your report.

Questions we hear every day

Is this a loan? A grant? What exactly is it?

Neither. It's 0% intro-APR business credit issued by banks — real credit lines and cards opened in your business's name, based heavily on your personal credit profile and the order applications are made in. The 0% rate is an introductory period set by each bank; standard rates apply after it ends.

Do I need revenue or tax returns?

No. Most people assume they need revenue, business credit, or a two-year-old company. These approvals lean on personal credit strength, bank strategy, and application sequence. A new LLC is fine.

What does it cost?

Nothing upfront for funding. Our fee is a percentage of the funding you actually receive, collected after it lands. If you don't get funded, you don't pay us.

Why not just apply at my own bank?

You can — but owners who go it alone tend to burn their two best approvals in the first applications and never find out why the rest declined. Which banks, in what order, with what positioned in front of each application: that sequencing is the whole service.

What if my credit isn't ready?

That's what the credit repair program is for. We dispute the inaccurate, unverifiable, outdated, and disputable items and build your profile up — then move you straight into the funding process once you're approval-ready.

How fast is funding?

Typically 2–4 weeks from signing to funding verified, depending on your profile and the banks involved. Credit cleanup beforehand adds time based on what's on the report.

The worst time to get funding-ready is when you already need the money.

See If You Qualify